Showing posts with label Accounts. Show all posts
Showing posts with label Accounts. Show all posts

Thursday, April 12, 2012

Payday Loans For Savings Accounts - No Faxing Required

$$$ Payday Loans For Savings Accounts - No Faxing Required

Strapped for cash, with no one to borrow from? You needn't be embarrassed; ask for payday loans for savings accounts. Many people need emergency cash not because they cannot manage their funds but often unforeseen events arise when payday is still weeks away. Things such as cars break down at unusual times, urgent travel comes up, and kids have a hundred needs are not to be delayed. Payday loans for savings accounts are the answer to all your worries.

Almost Everyone is Eligible

Payday

Payday loans are cash advances with the loan period between two and four weeks. Cash through payday loans can be deposited into your savings account within hours once you are approved. The requirements are simple. Generally, payday loan lenders require you to have a minimum salary of 00 per month regularly for the past three months. You should be over 18 years of age, and you should be a United States citizen. If you fulfill the above criteria, they are least bothered about why you need the money and what your credit history is.

Applying for Pay Day Loans for Saving Accounts

Do you have access to the Internet? Then you are just a few clicks away from getting cash! You simply need to fill out simple and easy forms. You will need to provide the lender with some personal information. You can read their privacy policy, which safeguards your personal information with them. They do not share it. It is secure and confidential. Once the information is sent across to the lender, they will do verification and approve your loan via an e-mail confirmation in a matter of a few minutes.

As everything is processed electronically, no faxing is required at all. No paperwork will need to be faxed that makes the whole process a lot easier. Some lenders may use teletrack to cross check your credit history, others may simply ring you or your employer to ensure that your details are correct. The loaned amount can vary from 0 to 00. It can be more for customers who have a long association with a particular lender. The cash is usually wired to your savings account overnight.

The annual percentage rate is mentioned clearly on the lender's website, as per state directive. In regards to the repayment, some lenders may give you several repayment options; you can pay them by cash or postdated check, which will go for clearance on the next payday. Another option is to give them authorization to take the payment from your bank account on the due date automatically. You also have an option to ask them for a rollover to the next payday, on payment of a fee.

Payday Loans For Savings Accounts - No Faxing Required

Sunday, April 8, 2012

Unclaimed Bank Accounts

$$$ Unclaimed Bank Accounts

Unclaimed property is defined as any financial asset left inactive by the owner for a very long period. It includes bank accounts, stocks, bonds, mutual funds, matured or terminated insurance policies, payroll checks, and more.

All states in the United States have laws governing the reporting and claiming of unclaimed assets. The law states that the unclaimed property should be turned over to the state if the financial institutions or pubic agencies have no contact with the owner.

Payday

Also known as a dormant bank account, unclaimed bank accounts are defined as those accounts that lack transactions for a specific time period. To be more precise, the bank accounts are considered unclaimed or abandoned when the account holder fails to make a deposit or withdrawal over a period of time, basically from two to five years. They include deposits in the form of savings accounts, bank drafts, certified checks, and more.

After two years of dormancy, the bank at which the funds are located will try to contact the account holders with a notification made either by mail or by publishing the names in newspapers. If there is no reply from the owners, another attempt is made after five years; if there is still no response, the accounts are removed from the bank and are turned over to the government. Unclaimed money is held by the government until claimed.

In order to register claim, a claimant must provide personal information such as name, social security number, and proof of the current and all previous addresses, and proof of ownership. Even if the passbook is lost or destroyed, an account holder can recover an insured bank account that is left dormant for certain time span. If the owner is deceased, then the account can be claimed by a relative or a creditor.

Today, there are several private recovery agencies, tracers, and other third-party companies that offer help in recovering unclaimed properties .A fee is charged for their valuable services.

Unclaimed Bank Accounts