$$$ Get Extremely Bad Credit Loans Today

Finding extremely bad credit loans with easy approvals can be tough. Traditional lenders will not work with extremely bad credit loans and penalize you for your credit history, but there are private lenders and non traditional loan offers available that provide unsecured no credit check loan programs to people just like you.

Extremely Bad Credit Happens

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The credit crisis has increased the numbers of honest hardworking people just like yourself that find themselves faced with the challenges of having extremely bad credit. Bankruptcies, foreclosures, seizures and legal judgements are more common than ever, and many Americans found themselves caught unaware by the turbulent financial markets and economy. Savings have been wiped out, investments have been lost, and to make matters worse, traditional lenders have turned their back on working with people whose credit is bad because of the credit crunch.

If your credit is extremely bad that doesn't mean your financial life should end. Whether you have a sterling clean credit score or the lowest FICO on the planet, credit cards, loans and borrowing is a part of a healthy personal finance plan. People need cars to work, loans for homes, and credit cards to make purchases, in some cases it is required. So where does one turn when traditional banks and lenders will not approve your loan application because of your credit score?

Bad Credit Loans Can Help

Bad credit loans are easy to get approved regardless of your financial history. These lenders factor in other matters for qualification. Extremely bad credit loans are given out each and every day to thousands of honest, hardworking individuals that need to borrow money for pressing financial needs. Qualifying for bad credit loans, typically, is a matter of proving you have a steady income, whether by employment or security checks. There are some payday lenders that will guarantee approvals, no credit check required.
When looking for bad credit loans your path is determined by how extremely bad your credit actually is. If you can qualify for more traditional loans, I would recommend pursuing those financial instruments, as they usually have lower interest rates and longer financing terms. But if your credit is extremely bad and traditional loans are unavailable, you need a starting point to begin to build your credit anew. Personal loans and private credit loans are a great place to start again.

Apply Today

You can apply for multiple offers and the credit lenders will typically provide you with a loan offer detailing how much money they can provide you and at what financing terms. There is no obligation to accept your new loan offer, compare what the lenders can provide and choose the best for your needs. All of this can be done from the comfort of your own home, apply today, it's that easy.

Get Extremely Bad Credit Loans Today

$$$ Understanding Your Legal Rights Regarding PayDay Loans

Understanding your legal rights regarding your payday loan is essential for ensuring that you are (a) dealing with the legitimate establishment and (b) protecting yourself.

Although cash advance loans are strictly regulated in most states and on a federal level, there are certain companies that participate in shady or illegal practices. It is, therefore, in your best interest to educate yourself on your rights as a payday borrower so that you can make the best decisions regarding your finances and the companies with whom you choose to do business.

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The following list details items that you, as a borrower, should be aware of during the loan process:

o Your individual state should have laws in place regarding the maximum cash you can take out for a payday loan. Some states, such as Montana, for example, limit the amount of cash you can borrow to 0, while other states that number can be ,000 or even ,500. As a loan borrower, it is in your best interest to find out the maximum amount of cash you can borrow, according to your state, before you consider a cash advance loan.

o Payday companies vary widely in the costs associated with their loans. The company should always clearly explain these costs to you before you commit to the loan. The company should also have the fees clearly written on the contract. Some of the information which should be provided includes the finance fees and the APR of the loan.

o The payday loan company should provide you with a list of payment plans and timetables during the application process. This information should be provided as to give you a clear picture of the total cost of entering into a contract with a company.

o Understand the ramifications of non-payment. Cash advance loans are considered to be short-term loans; therefore, if you fail to repay the loan, the company can sue you in a civil court and seek to garnish your wages until the loan is repaid.

o You should be aware of your right to cancel the loan, although the laws may vary by each state. It is important to educate yourself on the laws in your state so that you can come armed with all of the information necessary to make a well-informed decision.

o Never, ever enter into a payday loan contract if you don't fully understand the terms and conditions of the loan. Most companies, if they are legitimate, will provide all of their terms and requirements on their website, or they will have brochures or other material for your review.

o Ask the payday company if they are a member of the Better Business Bureau (BBB). Most loan companies who are linked to the BBB work to provide excellent customer service, and thus, it may be in your best interest to choose a company with this affiliation.

o Always make sure you contact the payday lender immediately if you are unable to pay the loan in the agreed-upon time frame.

The more knowledge you have about your legal rights, the better your experience in managing a cash advance shall be.

Understanding Your Legal Rights Regarding PayDay Loans

$$$ No Proof of Income Loan

Are you looking for a loan that you can get without proving how much money you make? Do you need something other than a payday advance loan, but are having trouble proving that you make what you really make? There is such a thing as a no proof of income loan that is not just a small short term payday loan. Here are your options.

If you are looking for a refinance, then you are most likely looking for what is called a stated income mortgage. Basically you will write down a number that represents the amount of money you make each year or month and sign it. This is your income documentation and they will not verify it or ask for any other proof whatsoever.

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If you are not looking for a mortgage, then you have the option of using Prosper. This is an internet based company that allows private parties to fund your loan. You will sign up, have your credit rated, and tell them how much you make. You will be able to explain why your income does not represent everything you really make in your loan request.

Another option, which is a bit difficult to find, but can be done is a signature loan. This is a loan that is based on nothing other than your signature and possibly a credit report. If you have really good credit this is a very good option for you because they will not ask for any income documents at all.

So as you can see you don't have to settle for a payday advance or short term loan. You can get a no proof of income loan for your mortgage or for any other reason that you need it for. Just be prepared for the rate to be a little higher than normal and use the money wisely.

No Proof of Income Loan

$$$ Blank Excel Pay Stub - Making Payday Much Simpler

The amount of financial paperwork involved in running a business seems to never end, from outgoing orders and sales slip to the enormous amount of information it takes to create your employees' paychecks. If you are using Microsoft Excel to manage your finances you will find that there is an easy way to take care of your employees' needs with a blank ready to fill in Excel pay stub. Since you are tracking their hours and pay rates using your database, there is no reason you should not put this information to good use and save yourself a lot of time.

What Is a Blank Excel Pay Stub?

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Any time you have employees who receive a paycheck whether it is weekly, bi weekly or monthly, they have a legal right to know how much they have earned and what deduction have been made from their gross salary. There are many different types of pay stubs templates you can use, however if you are using Excel the best possible way to create one using the blank excel pay stub template.

This simple addition to your existing Excel software is designed to make the task of filling in the correct information as easy as click on the create pay stub button. The software will do the rest for you by extracting the information for each employee directly from your current database. Using this software is also the best way to ensure that no mistakes are made and your employees are paid properly.

What Information Can be Entered on a Blank Excel Pay Stub?

While each template may be slightly different and can be custom tailored to your system of pay, whether you pay by the hour, the week or a monthly salary, they all should contain a certain minimum of information. In most cases the federal laws cover what needs to be on a pay stub, the basic information must include gross pay, federal income tax, state income tax, social security and Medicare deductions.

In those areas with city or local taxes, these must be shown as well along with any pretax deductions such as health insurance or 401K retirement deductions. Using an Excel pay stub that is blank allows you to create areas to list all of these deductions and end up with a net pay figure which should match how much is on the employee's paycheck. Using the right type of software and pay stub template can take the usual payday nightmare and make it into a simple push of a button affair. This means that you will have more time to concentrate on running a successful business and less paperwork hassles each pay period.

Blank Excel Pay Stub - Making Payday Much Simpler

$$$ Payday Loan With No Checking Account - Easy to Get

Contrary to popular belief, it is very possible for a person to get a payday loan with no checking account. Initially many lenders would not give a payday loan to people without a checking account but that trend has slowly changed. Today, it is often enough for a person to have a verifiable income to qualify for the loan. But what exactly is a payday loan? How is it more beneficial than an ordinary loan? By understanding exactly how a payday loan works, it is easy to see why it's such a popular form of loan and why so many people opt for it today.

Just A Little Help

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When most of us think of loans, we often think of large amounts to pay for cars or houses. But sometimes we may need a little extra cash to tide us over a rough financial patch. Maybe you had some unexpected medical expenses or got done repairs on your car or home. In these cases, you don't need a large loan and you can repay the amount as soon as your paycheck comes in. This is where the immediate cash comes in. Lenders will forward you a sum, usually less than 00 and once your next paycheck comes through; they take the money when you get your next paycheck.

It is a quick and easy way not only to get money but also to pay it back. Another benefit of this such a loan is that you do not have to move from one place to another to get these loans. Today, you can easily find the loan lenders on the internet. By filling their simple online application form, you can be assured of getting a loan amount directly in your bank account.

Changing Trends

A few years ago, it was impossible to get a payday loan if you had no checking account. Initially, the checking account was the lender's way to ensure that the crediting and depositing of the money was done without any problems. Today, many lenders are satisfied with a savings account or even with a simple statement that assures that you have a verifiable income. Some lenders may even ignore a history of bad credit.

Therefore, the next time you need to take a payday loan but have no checking account, relax. You can easily find a lender who will offer you a loan if you have savings account or a verifiable income, if you only look around. However, be careful because these loans are pretty expensive and if you get into the habit of taking a loan frequently, you could be spending a lot of money.

Payday Loan With No Checking Account - Easy to Get

Borrow $3000 With a Guaranteed High Risk Personal Loan Today

$$$ Borrow 00 With a Guaranteed High Risk Personal Loan Today

You can borrow up to 00 with a guaranteed high risk personal loan today, from the comfort of your own home using a simple bad credit ok secure application. Getting the money you need fast is easy with the available 00 high risk guaranteed personal loan programs that are available to those that act now. These loan programs make getting the money you need fast and painless regardless of your past credit rating.

Borrow up to 00 Today
High risk guaranteed personal loans can and do approve loan amounts up to 00 every day, lending thousands of dollars to people just like you, reliable, honest people who have had financial trouble but deserve a second chance. There are plenty of reasons that you may need to get money fast with a guaranteed high risk personal loan, the most common reasons include a short term emergency, expensive necessary repairs, unexpected expenses, judgements, or medical expenses. Some costs just cannot wait and when you need money fast it is important to know that you can qualify for the fast payout flexible high risk personal loan programs. In some cases you can have up to 00 deposited directly into your checking account today.

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Simple and Secure Online Application
Your new high risk guaranteed personal loan is not only easy to qualify for, the application process for approval is designed for your convenience. You will fill out a secure online application in which you detail the specifics of your financial need, for example, how much you wish to borrow, and your personal information. Upon your approval, your new personal loan lender will hold the equivalent of a post dated check that they will deposit upon your next payday. You will get your 00 personal loan and the lender will automatically be paid back following the terms of your agreement on your next payday. The process is simple, and painless.

Near 100% of People Approved, Get your Cash Today
These high risk guaranteed personal loans have an almost 100% approval rating of new loan applicants. You will be required to have current employment to show a means of repayment of your borrowed money, and a valid checking account for more than 1 month, that will allow them to wire your money direct. If you derive your income not from a job, but from social security retirement checks, child support payments, or other consistent sources, you still qualify in most cases for the high risk guaranteed personal loan program. You will simply need to provide proof to your lender in the form of a statement from your benefits issuer.

Depending on your personal situation, you might also be required to present a valid drivers license or government identification card for your application. Lenders of guaranteed high risk personal loans also often ask for personal references that they can contact if you are unattainable during your loan period, so it is best to prepare for this as well.

When applying for your high risk guaranteed personal loan you can submit the required documents via fax. Scanned documents are also accepted by some personal loan lenders. Upon approval, you can have your cash deposited directly into your checking account, within minutes, try it today.

Borrow 00 With a Guaranteed High Risk Personal Loan Today

$$$ Payday Loan by Phone - No Fax Cash Advance

Payday loan by phone is a quick way to get cash advance when you face an emergency financially. Payday loan is a short term loan that is designed to help you get control of your finances during temporary monetary crisis. The loan application is easy. You can simply phone a payday loan lender and have someone on the other end to complete the application form for you. The money can be available in your bank account within the same day or next.

Ways to Get Payday Loans

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There are several ways to obtain fast cash advance through a payday loan. Traditionally, you will have to go to a local loan shop and fill in an application form manually. The downside of this is that you will have to spend time for the trip to the shop. It may become worse if you would have to waste extra time to line up in a queue just to lodge the application form at the counter. There may be several paper works that you would have to enclose along with the application form too. Some of which could be the copy of your driver's license, pay slip stub, electricity bill, etc.

The quickest way is to submit the loan application form online. You simply follow the link at the end of this article to get access to online payday loan companies. You don't need to fax anything as your details are processed online in a secure environment. You can also pick up the phone and have someone from the company to complete the application form for you, but as you are online already why not you enter your details yourself and submit the form easily.

What are the Requirements?

Unlike any other loans, payday loans are issued by financial institutions that are independent of banks or governments agencies. Given that the loans are meant to help people overcome their cash urgency quickly, payday loan companies generally do not ask for complicated requirements. If you are employed, preferably full-time, and paid on a regular basis then you are likely to get an approval for the loan. In addition to that, you must be a US citizen above 18 years old.

Online payday loans also require you to provide your bank account detail in which your salary is deposited into. This is to allow the loan company to wire transfer the funds directly into your bank account. Also they will need to withdraw some amounts for the repayment automatically out of the same account when you are due to pay back the loan.

Payday Loan by Phone - No Fax Cash Advance

$$$ Is Getting A Personal Loan With Bad Credit Impossible? Think Again

A bad credit history is like having contracted an infectious disease. At least this is what most lenders perceive. Any requests for personal loans by people with a bad credit history are generally declined. They are charged an extravagantly high rate of interest, if advanced personal loans.

What these lenders fail to recognize is that the people who are currently rated as a bad credit case were sometimes having a good credit history. Some acts of the past, which were sometimes inevitable, became the reason for theirs being tarnished with bad credit.

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It will be illogical to punish the people for acts of the past. Besides there are few means to guarantee that a person otherwise rated as a perfect credit case, may default on the loan.

Lenders have slowly started accepting the fact. The growing number of people falling in the trap of bad credit has brought home the fact that they cannot do without doing business with these people.

Besides opening practically every loan for people with bad credit, more and more loan products have come up to cater to the specialized group. There are similar options for the people with bad credit, as for the people with a good or average credit.

Bad credit personal loans are used for a variety of purposes like buying a car or going on a holiday. They are also widely used in debt consolidation.

Bad credit becomes irrelevant if the person has and is ready to keep some asset as collateral. The main idea behind the refusal to the people with bad credit is that they fear that the default will be repeated. With a collateral to back the personal loan, the lender is assured that the loan would not be defaulted. The borrower knows that he will have to lose the asset, generally home, if he defaults on the loan.

The requirement of collateral can be done away with in case of an unsecured personal loan. Lenders rarely offer such loans. A good credit history is a
pre-requisite in such loans. But, there are always some lenders who take consideration of your case. Lenders accept borrowers with a bad credit history because of inevitable reasons.

Bad credit personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment.

Nevertheless, there are lenders who charge reasonably lower rates of interest. Taking a loan is not a trivial matter. It puts an important asset to stake. It also affects the financial condition of the borrower. This makes a proper search for the loan a priority. Gone are the days when searching the loan market would have raised hackles of people. Today searching has become much simpler, thanks to the power of information technology.

The selection of the most appropriate lender is not that easy a task. Though made simpler through information technology, ones mental faculties are the best resort in the selection process. Lenders generally promise many features along with the loan. Borrowers take this bait and fall in the trap. Failing to maintain an optimum balance between an immediate comfort and a future comfort also leads to this trap.

Deciding the monthly repayments and the number of installments further strain your mental faculties. An expert advice from knowledgeable people will help in this decision. Being aware of ones financial condition, the borrower can decide the various details of the loan in a much better manner. Thus, the final decision is reserved with the borrower himself.

A bad credit personal loan has a positive impact on ones credit history, provided the repayments to the loan are made regularly.

Is Getting A Personal Loan With Bad Credit Impossible? Think Again

$$$ I Can't Pay My Payday Loans Back

When I can't pay my payday loans back, I know I am in a world of hurt. When I can't pay my payday loans back and I find myself with multiple cash advance lenders deducting from my paychecks with no end in sight, it can feel hopeless, and unfortunately I am not the only one to experience this misery.

What to do If you Can't Pay

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The first thing to consider when you cannot pay your payday loans as agreed, do not panic. The normal reaction is to become overwhelmed and emotional, as it can feel like there is little hope to ever climb back out of your situation. This is not true, you have options.

If you have multiple payday lenders withdrawing money from your accounts and you are unable to pay them back, the first step is to immediately call your payday lenders. Do not be afraid of communicating with your lenders, as they do not want you to be delinquent on your bills either.

Discuss your situation with your payday lenders and try to put together a payment plan that is manageable. If you find the customer service agent unhelpful or unsympathetic, ask to speak with a manager, as they will be more responsive to your needs as a borrower. Clearly indicate that you intend to pay your loan but are simply unable to under present conditions.

You achieve two goals when you communicate with your payday lender like this. Payday lenders commonly have many accounts in default and have programs to work with you. They often will not report you to the credit bureaus so your score will not be negatively impacted while you work to repay your loans but they typically will report you to teletrack if you do not communicate.

What is Teletrack?

Teletrack is a reporting system used by payday lenders that keeps track and pursues delinquent accounts. They are very aggressive and will call your home multiple times throughout the day and are very annoying and not pleasant. It is best to avoid being on their radar if you can.

If you find yourself being pursued for a delinquent account much can be said by the telephone operators, but the truth is that your payday loan delinquency is a civil offence, they can sue you, but you can not be arrested.

The laws regulating how payday lenders can pursue repayment of your delinquent account vary from state to state. Knowing the state laws restricting payday lenders can greatly benefit you and it is worth using the internet to do a little research for your particular state.

After you have contacted your lender in hopes of putting together a manageable plan to pay back your payday loans it would be wise to speak to a financial or debt counselor. You may qualify for debt consolidation loans that can reduce your payments, or benefit from some personal finance shuffling.

Ultimately, I was able to pay back my payday loans by taking on a second job. It was an unpleasant period but hard work and perseverance saw me through it, and the lessons learned I hope I will never forget. If I can't pay back my payday loans now, I would follow these tips.

I Can't Pay My Payday Loans Back

$$$ Getting a Payday Loan Without Having a Checking Account

Believe it or not, regardless of what many companies have come to place emphasis on today, anyone can go about taking out a payday loan without showing proof of a checking account. Getting cash quick without any hassle is now possible with the use of payday loans, also referred to as cash advances.

Usually when applying for a payday loan, using a checking account is the preferred method of verification by a lender. However thanks to a little known thing called competition, many companies have felt the need to go above and beyond. In order for these companies to stay on top, they go about offering different options to people looking to take out a loan and one of these options includes getting a loan without the need of a checking account. Here are a few things that you should consider when thinking about getting a loan without a checking account.

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Using a savings account to get a loan - Although you might not think there is a big difference with a checking account and a saving account, some people have one but not the other. If you have a saving account, you can go about using it to obtain a payday loan just as you can with a checking account. If you don't have a savings account, you should consider getting one. It will only take you a few minutes to open up an account with a reputable bank in your local area.

You can obtain a loan personally - If you don't want to take out a payday loan over the phone or online, you can definitely go about getting a loan through your local lender. Going down this road usually takes much longer and may lead you into borrowing a loan from an unreliable provider. If you can't find a local lender that is recommended by others, I recommend you don't do so.

You can go about obtaining a loan from an online provider - This option has only become more and more popular over the years. Reputable loan providers have expanded and become much more effective in their process of getting you the loan you want in the time you need it. The problem people seem to face isn't the "borrowing" money part, but instead it is finding a reputable payday loan provide with reasonable rates.

Getting a Payday Loan Without Having a Checking Account

$$$ Authentic Marketing (And Success) Require You to Look Within

Let's face it: being self-employed, our businesses are fundamentally a reflection of every part of us. It's not like working for a corporation where you don't really control the outcome of the business unless you're at the top. Who you and I "are" as people literally affects our businesses, every day, every minute, every second, with every breath.

Knowing that the "inner" is directly reflected in the "outer," it's especially so for those working solo. If there's turmoil or disconnection within you as a person, it will be reflected in your business. If there's purpose, acceptance, and alignment, things come to you without struggle.

Super Payday

For me personally, this past year has been a year of reflection and re-gearing for the next level of my business, almost an incubation phase. I've come to the realization that I needed to stop listening to so many OTHER people's opinions of the next journey for my business and needed to look inside. And that included seeing what's authentic, what my purpose is, and what I'm here to do with my clients. It's been about healing the past GUNK that's often stopped me and about strengthening WHO I am as a person, to then best fulfill what I'm here to do (and create an even more delicious business doing it).

Years ago, I thought that attracting clients was 100% about fancy marketing. I was wrong. The longer I am in business and the longer I work on my own spiritual and personal growth, the more I've gotten clear that attracting clients and having the business of your dreams is actually more a 3-slice pie. Sure, Marketing is one of those slices, and a very important one (hey, you've got to take ACTION to attract clients. No excuses).

But, the other two slices of the pie are not always talked about openly. Honestly, I haven't always talked about them in public either, for fear of sounding a little too "Woo Woo", if you know what I mean. Most times I would just hint at them, hoping people would read between the lines and get the point. However, I'd be cheating you if I didn't tell you more about those two other slices to Client Attraction success, because they're so important.

If marketing is one slice of the pie, Manifesting is another. And by manifesting, I mean the Law of Attraction, what you focus on with great feeling, you attract into your existence. At its most basic, here's how it can be described: If you're continually focusing on having a full practice of yummy clients who pay you what you're worth, then you will start to attract that. If you're focusing rather on the LACK of clients and you're ticked off that people aren't paying you what you're worth, then you will attract that also (meaning, not having those clients or not making enough money). Simple, yet very powerful.

But, the other slice of the pie that rarely gets airtime is the Personal Growth slice: Clearing out the cobwebs. I'm talking about not worrying what people think as much and being willing to look within to either heal or change the things about you that stop you from being the successful person you were meant to be. It's about being authentic and taking a really hard look at all the baggage and the unfounded fears you've carried around since childhood (trust me, I have them too) and doing something about it.

So, what are we searching for when we go within?

Fears, limiting beliefs, negative emotions, and other unresolved stuff like shame and resentments. The reason it's so important to look within is that if that stuff is still lingering in your system, you have a more difficult time "manifesting" what you say you want. The fears and other unresolved stuff get in the way of you attracting what you wish for and essentially negate and cancel your wishes. OUCH.

Now, I am not saying you have to run out and see a shrink. That hasn't been the fastest path to growth for me personally. Rather, it's about being honest with yourself, really honest, about who you are. And getting to KNOW who you are. Calling out your fears, putting them down on paper. It's about writing down the things you say to yourself that stop you in your tracks. The more you get clear on this stuff, the more direct your impact on Client Attraction and having the business you really, really want.

It's about being authentic with yourself, in life, in business, and in your marketing. The more authentic you are in your marketing, the more Client Attractive you become. Whether you call it Spiritual Marketing or Authentic Marketing, it's super important, because if you don't do anything about it, you'll continue to get the same results you're getting now. Now for some, that's fine, but I'll bet that you're not willing to be living the exact same life 30 years from now, let alone 5 years from now. You probably want an even better situation and you want your wishes granted.

Now, you could choose not to do anything about it and choose not to look inside. That's what I did for a long time. I was really good at avoidance and denial. But what I've found happens if you ignore the "growth" slice is that you keep struggling on some levels, wondering why things you want aren't coming to you faster. It can all seem to be an uphill battle and it can become really frustrating, making you want to throw in the towel and give up your business.

Well, when I started doing personal growth and becoming more authentic many years ago, the struggle started fading away, and EASE started showing up. And the more I look at my long-ingrained fears and work on the other gunk that's previously slowed the next level of success I've imagined, the more that success shows up for me.

It's a process I continue ruthlessly, and help my clients with as well. Yeah, we talk about SERIOUS marketing, but this stuff too, because it all works. And it certainly pays off, in more ways than one. Sure, lots of clients and money are the payoffs, but you also get freedom, joy, and ease as a byproduct. That's the real payday, if you ask me.

YOUR ASSIGNMENT:

Begin by making the decision to look within and be honest about what you find. If you resist it, it will persist. Make a list of the fears and limiting beliefs, the old junk you've avoided or that keeps coming up and clogging the pipeline to the success you so dearly want. Be willing to take the same no-excuses approach we talk about with Client Attraction Marketing, and apply it to this as well. It takes a little courage at first, but the more you do it, the easier it gets. I know you can do it and the results will astound you. I promise.

© 2007 Client Attraction LLC. All Rights Reserved.

Authentic Marketing (And Success) Require You to Look Within

$$$ Super Fight of the Century

Western civilization isn't even halfway through 2007 yet, but the Super Fight of the Century already looms large on the Las Vegas horizon.

Pretty Boy versus The Golden Boy in (arguably) the Boxing Capital of the World -- and a pair of U.S. Olympic medalists to boot.

Super Payday

Undefeated challenger Floyd Mayweather (37-0, 24 KOs) will face Oscar de La Hoya (38-4, 30 KOs) in a long awaited, much anticipated WBC title match on Saturday.

They're jawing like Ali and Frazier, Sugar Ray and Hearnes and Tyson and anyone, and it has been well documented by media across the world.

The bout will be the day's second major sporting event, following on the hoofs of the Kentucky Derby, which itself annually lures huge throngs to Southern Nevada.

De La Hoya, 34, won a gold medal at Barcelona in 1992, while Mayweather, 30, took a bronze in Atlanta four years later.

Mayweather has sought the meeting for years.

Professional Handicappers League member Jorge Gonzalez considers boxing one of his specialties and he's giving readers of this site his very strong opinion about the outcome.

"I think Mayweather is going to dominate him," Gonzalez said, citing the younger fighter's age advantage as a major factor in selecting him to win.

The MGM Grand Garden Arena sold out quickly once ducats went on sale and, with pay-per-view tickets costing in the neighborhood, the bout is expected to produce Sin City's biggest boxing payday ever, while possibly spawning a rematch or two.

Both boxers anticipate rich paychecks, with de La Hoya receiving as much as million and Mayweather million.

De La Hoya has won championships in six weight classes, Mayweather in four.

Mayweather was roughly a 2/1 choice in weeks leading up to the fight.

Monday night Sin City's Mirage had Mayweather a minus .80 favorite, de La Hoya plus .60., the same as offshore Olympic.

The line at CRIS was plus .55, minus .85.

The Mirage's 12-round proposition was "Will go" minus .70 and "Won't go" plus .30.

De La Hoya was plus .00 to win by a knockout and plus .20 to triumph by a decision; Mayweather's prices were plus .50 and minus .30.

A draw was plus .00.

Gonzalez says choosing Mayweather -- described by the handicapper as pound-for-pound the planet's top boxer today -- was fairly easy.

"Do you want a fighter who is in his prime or one whose prime is over?" he asked.

"Oscar's glory days are in the past.

"Floyd Mayweather is in his prime."

De La Hoya lost a pair of decisions to Shane Mosley, a major decision to Felix Trinidad and was knocked out by Bernard Hopkins in September of 2004.

The adopted Las Vegas son scored a comeback of sorts with a sixth round TKO of Ricardo Mayorga last year and went on to finally accept Mayweather's showdown challenge.

While de La Hoya is expected to have a large Cinquo de Mayo crowd behind him, Gonzales reminds that Mayweather's from Sin City and will have plenty of backers.

Gonzalez also is swayed by the Mayweather family's deep ties to the sport and the fact that Uncle Roger, a champion himself, helped train his nephew for the match and that father Floyd Sr. is in his corner.

"The whole family's behind him," Gonzalez said.

His introduction to the handicapping world's inner workings came when Gonzalez began patronizing the now-imploded Stardust and started rubbing elbows with the group of betting insiders who later became his peers.

Relying on a series of steps, Gonzalez gradually carved out a niche in sports gambling's jungle: setting up a Web site, joining ProCappers, starting a radio show, landing Stardust and other broadcast and touting gigs, all while proving his handicapping abilities by winning online contests.

Gonzalez is most proud of the PHL NBA title he won a few years ago.

Current broadcasting duties include regular appearances on "Just for Openers," a show sponsored by Las Vegas Sports Consultants that airs on FOX Radio, and another hosted by the Leroy's sportsbook chain that's heard throughout the Western United States and Canada on KDWN (720-AM).

Gonzalez, 37, gives a handful of associates assists for helping him get established, with PHL founder Brian Gabrielle prominent among them.

"Brian showed me the way," he said.

While Gonzalez freely shares his thoughts on the big boxing match, don't look to him to complete a Cinquo de Mayo daily double with a winning Run for the Roses pick.

"I've never made a horse bet in my life," he said.

Super Fight of the Century

$$$ Finding Motivated Sellers - A Key To Goal Setting For Real Estate Investors

If you are a real estate investor or considering becoming one, you know (or soon will know) that real estate investing is all about finding truly great deals and that starts with motivated sellers.

So, why does it surprise people when I speak on goal setting that I spend a lot of time on goal setting regarding motivated sellers. If you need motivated sellers, to achieve most if not all of your other goals, then doesn't it make sense to focus on the motivated seller part of your goals, at least at the beginning?

Super Payday

Anyone looking at my portfolio of audio CDs and courses will quickly find a pattern; over half of the titles are about finding motivated sellers. Why is that? Let's think about it.

Let's say you have a goal to make ,000 per month from owning rental property. To find rental property that will give you excellent cash flow, you need to buy the houses that have strong rents and try to buy them as inexpensively as possible. How do you buy houses inexpensively? You need to find sellers who have a reason to trade you equity they have in their house for a solution to their problem.

The cheaper you can buy the house, the more cash flow you can generate from the house and the quicker and more safely you can achieve your goal of generating ,000 in rental income. Try buying houses for full price and generating rental income from them quickly. In all but a few markets, it is very difficult to do (if not impossible).

But wait! You say your goal is to generate income from wholesaling property... you do not need to generate cash flow as a rental. Well, motivated sellers are even more important to you.

Have you ever tried to put a house under contract with a un-motivated (read that as inflexible) seller? It can be tough. If you are trying to put a house under contract so that you can wholesale it to another investor for a 4 or 5 figure payday, you NEED to accomplish two things:

1. Make the deal very attractive to the investor you are wholesaling it to (low price, great terms or both)

2. Gain control of the house so that you can "show it around" without risk of losing it

I am suggesting that you need motivated sellers--sellers with a need to sell--to be able to buy houses at a discount or who will allow you to put the house under contract with a 30 or 60 day closing period so that you have time to find your buyer.

Motivated sellers should be the key to your real estate goal setting. So, do you believe me? Great, so here are 3 tips about motivated seller goal setting.

Tip #1: Motivated Seller Quality Comes From Quantity

While you may have goals about converting x number of potential sellers to actual sellers, you need to realize that you need to sift and sort through lots of sellers to find truly motivated ones. The chance of you finding a motivated seller after talking to half a dozen sellers is pretty low. Even with super marketing materials and a wide range of what I can work with, we typically need to go through about 10 sellers to find 1 that is motivated enough that we can make the deal work.

Tip #2: Write Down A Specific Number And Track It Daily

"My goal is to talk to a lot of motivated sellers." Utter nonsense. You need to have a specific number to talk to in a specific period of time and track the results daily.

"My goal is to talk to 50 motivated sellers each month." Getting better. Each day you need to see if you are on track to achieving your goal of talking to 50 motivated sellers that month. If not, you need to ramp up your marketing to get more motivated sellers calling.

On our Real Estate Investor Database (the ULTIMATE contact and business management tool for Real Estate Investors), we have a little graph at the top of almost every page that shows you the "goal line" for the number of motivated sellers you need to reach your goal and where you are. If you are not meeting, the goal it shows up red. If you have met your goal for the day, it is green.

Tip #3: It Is Far Better To Sift and Sort

If you've have tried to make a marginal deal work and found out the hard way that it can cost you large amounts of time, money and energy you might start getting more selective in your deals. Here's some good advice that I received from several of my mentors:

"Don't try to make a marginal deal work, go find a better deal."

If you have 10, 20 or 30 sellers calling in every week, it is a lot easier to say no to a property that you are not 100% sure of... maybe the value of the property is questionable. Maybe you do not like the looks of the condition of the roof. Maybe you don't trust what the seller is telling you. When you have dozens of other sellers to talk to, it is much easier to say, "I am going to pass" and move on.

By the way, you'd be surprised at how much better the deal gets when you really do walk away and they come back to you a week, month or several months later.

So, as you begin to set your goals, keep in mind that while other goals are important, the most critical and key goal for real estate investors is the goal you set for motivated sellers.

Finding Motivated Sellers - A Key To Goal Setting For Real Estate Investors

$$$ How to Get Accepted by Affiliate Networks

Getting accepted by affiliate networks, revealed:

To begin ppc marketing your first and major obstacle is to join a affiliate network that will accept a newbie.
The one and only way you will be accepted by these networks is to "LIE" or you will never be accepted.
I was rejected so many times before i finally figured out that if you tell these people the truth, that you are just a beginner that wants to try out affiliate marketing you will "NOT" be accepted as they only want persons who are already making money.

Super Payday

It is because of this i wonder how can you become a super affiliate if you don't start somewhere. I highly recommend "Hydranetwork" to all new affiliates as it is super user friendly and the AM are there to help you. Here are come of the things you will need to confirm when you are called for a follow up that are essential to getting accepted.

1) Tell them you are into PPC marketing
2) You do offers such as email and zip submits, weight loss, payday loans and ringtones
3) You promote offers via Google AdWords and Yahoo Search Marketing
3) They will ask how are you doing with your other networks, tell them "very well"
4) Some will go as far as asking how much money you make with the other networks. Over ,000
5) They will definitely ask for other networks of which you are apart. Neverblue Ads, Copec, Hydranetwork and Click Bank.

I hope this article has been useful to you. Pass it on to friend or persons you know that are having a difficult time getting accepted by these networks.

How to Get Accepted by Affiliate Networks

[title]$$$ The Tax Man Goeth[/title]

$$$ The Tax Man Goeth

"That the power to tax involves the power to destroy ... [is] not to be denied"

Chief Justice John Marshall (McCulloch v. Maryland. 1819)

Super Payday

Think of it. April 15th just another date on the calendar, a happy payday for some. The voluminous buildings now occupied by the Internal Revwnue Service converted to low income housing. And best of all, tens of thousands of hack news-losers forced to actually look for news to cover during the previous week.

Impossible, you say? Not something that could ever come to pass? Don't bet on it!

Some powerful forces are arraying themselves behind a plan that would do all of the above and more. A national retail sales tax.

How would that help? How would more taxes make things better in America. Because it's NOT an additional tax. It replaces the Federal income tax, all the so-called payroll taxes, like Social Security, unemployment, Medicare, etc. The bogus corporate income taxes, gift taxes, capital gains taxes and the malignant estate (or DEATH) taxes. You get a paycheck, you get the whole thing. 100%, every nickle.

Is it possible to get enough money to run the government through such a system? Certainly, it would be more than enough if the Federal government was reduced to its Constitutonal limits, but that's a discussion for another time.

The most plausible proposal is provided by "Americans for Fair Taxation" (link below) that in the last Congress was sponsored by Rep. John Linder in the House as HR 25 and in the Senate by Zell Miller as S 1493. Hopefully, there will be more sponsors in the upcoming session. It is designed to be revenue neutral, that is, the amount of money coming in to the government would be the same as it is under the current system. That should satisfy the spenders in Congress (but it won't).

How would it affect the economy? There are studies that indicate the Fair Tax plan would cause explosive growth in American business and an attendant expansion of jobs. Our international trade would boom as US made goods became cheaper and foreign firms would flock to America to do business. The built in tax advantage currently enjoyed by foreign firms and investors would disappear.

There would be an estimated 0,000,000 saving in preparation expenses because there would be nothing to prepare.

The underground economy that now pays no income taxes would suddenly be paying their share.

Prices of American made goods would drop sharply as the embedded taxes within the current system disappear.

The lobbyists that today spend millions of dollars on greedy politicians in order to procure tax breaks for their clients would be out of work (good riddance).

Workers would be encouraged to work harder, better and smarter because they wouldn't have to factor taxes into their decisions.

In fact, almost every facet of American life with the exception of politics would be better under the Fair Tax plan.

Are there downsides to a sales tax plan? are there people who would be hurt? What about the poor who spent the best part of their income on necessities of life?

They address that too. Every household would receive a stipend equal to the the sales tax they would pay on the necessities. EVERY household. How would this be possible? How could there be that many checks sent out without crippling the government?

Well, the Social Security Administration already sends out millions of checks and direct deposits each month. They also wouldn't have to worry about keeping up the pretext of having an "account" waiting for every worker. Social Security would now be paid out of general revenues.

And don't forget all that computer power now thrown down a rathole by the IRS. If they can use it to extort money, it should be easy to switch over to paying money out. An essential part of the Plan is that the 16th Amendment, implementing the income tax, would be repealed and the IRS would simply cease to exist.

What about the things just above the level of "necessity" like cars and TVs and such. The beauty of the Fair Tax system is that everybody gets a chance to determine how much tax they want to pay. A person buying a ,000 basic transportation vehicle would pay perhaps 00 dollars in embedded taxes for a vehicle, while a person who could afford to buy a ,000 SUV to do his weekly shopping would pay ,000. A person who can live with a 0 television would pay , the purchaser of a super-deluxe ,000 48 inch plasma set would pay 00. Sounds fair to me. You decide how much you can afford and you buy within your means. What's wrong with that?

Would there be cheaters? Would somebody find a way to avoid paying the sales tax? Probably. Man is an inventive creature. but the amount of cheating would be less just because the total tax bite would be less. Also, the tax only applies to new retail sales. If you wanted to buy or sell a used car or house, the tax wouldn't apply.

I think that the American people would really support the national retail sales tax if it was explained to them. Unfortunately, the opposition to the plan will come mostly from the obstructionist Left and their minions in the media.

The best thing the reader can do to find out about how the plan will work is go to the Americans for Fair Taxation Website at: http://www.fairtax.org/. They explain all this and much more in exquisite detail. Or you can buy the "Fair Tax" book by Neal Boortz and Rep. John Linder. It's all in there.

© 2005 Charles Stone, Jr.

The Tax Man Goeth

[title]$$$ Payday Loan - Why Online Applications are Super Fast[/title]

$$$ Payday Loan - Why Online Applications are Super Fast

Are you considering taking advantage of payday loans and you don't know how to go about it? Do you need a payday loan lender that will credit your account with instant cash? Do you want fax less payday loans and you don't know where to find the fastest service lenders? Here is the information you need to get the money you want without hassles. If you need as much as 00 dollars without stress, read on.

With online application, you can get instant loan for bad credit people. If you need personal loan and you don't know how to find quick service, you need to consider payday facility. With payday service, you will get as much as 00 dollars to fix your most urgent need.

Super Payday

If you need quick payday loan, all you need to do the get the quickest service is to look for payday lenders in your state and apply for their service. The payday lenders in your state will access, approve and credit your account faster compare to the lenders in other states or other countries.

The only reason why most people apply for payday package online and their application declined is because the fill more than one application for with two or more companies. If you fill application form with two or more companies, your application will be decline in both companies. So you have to be careful when you are filling forms online.

You also need to know that there are some payday lenders that charge their customers for filling their application form. Remember you will include your account information in your application.

So if you need urgent cash approval for payday loan, you need to locate the lenders in your state and apply for their service. They will be faster and they will give you better package when it comes to interest rate. With low interest rate, you will pay low repayment rate.

Where to find lenders in your state?

Do you need low interest payday loan?

Payday Loan - Why Online Applications are Super Fast